Alabama resources for: Broken plumbing or leak

Help with broken plumbing or leak in Alabama, from the DRR Resource Navigator. Statewide programs first, then local resources by county.

Statewide programs (any Alabama county)

• United Way 2-1-1 — Phone: 2-1-1 — Free, 24/7 referral line. Finds the smaller church and community funds near their address that open up week to week. Also 1-888-421-1266, or text a ZIP code to 898-211. — Who qualifies: Anyone — Website: https://www.211connectsalabama.org
• H2O Foundation — Phone: 205-244-4390 — Up to $500 toward a Central Alabama Water bill and up to $1,000 for small plumbing repairs. Can help with deposits to restore service (board approval). — Who qualifies: Central Alabama Water customers who meet income and situation guidelines
• USDA Section 504 home repair loans and grants — Phone: 334-279-3440 — 1% loans up to $40,000 and grants up to $10,000 to fix homes and remove health and safety hazards. — Who qualifies: Very-low-income rural homeowners; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants
• Alabama Habitat for Humanity — Phone: 334-737-6401 — Connects people to local Habitat affiliates for home repair and affordable homeownership. — Who qualifies: Low-income households in a local affiliate's area — Website: https://alabamahabitat.org — Email: support@alabamahabitat.org
• Rebuilding Together Central Alabama — Phone: (334) 625-9062 — Free home repairs to make homes safe and healthy, including accessibility. — Who qualifies: Low-income homeowners in its service area — Website: https://rtbama.org

Autauga County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Camden Area Office — Phone: (334) 682-4116 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Baldwin County, Alabama — Plumbing

• Repair Baldwin (Ecumenical Ministries) — Phone: (251) 928-3430 — Free critical home repairs: roofing, flooring, plumbing and wheelchair ramps. — Who qualifies: Owner-occupants with proof of ownership and income below 50% of county median; no central HVAC — Address: 564 Fairhope Ave., Fairhope, AL 36532 — Website: https://www.baldwinemi.org/get-help
• Habitat for Humanity of Baldwin County — Phone: (251) 943-7268 — Affordable homeownership and home repair. — Who qualifies: Low-income Baldwin homeowners and families
• Habitat for Humanity of Baldwin County — Phone: (251) 943-7268 — Critical repairs to owner-occupied homes as funding allows, homeownership, free financial coaching; ReStores in Daphne and Summerdale. — Who qualifies: Baldwin County owner-occupants (repair); low-income families (homeownership) — Address: 106 East Orange Avenue, Foley 36535 — Website: https://www.habitatbaldwin.org — Email: sstephens@habitatbaldwin.org
• USDA Rural Development Section 504 Home Repair - Bay Minette Area Office — Phone: (251) 937-3297 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Barbour County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Ozark Area Office — Phone: (334) 774-4926 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Bibb County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuscaloosa Area Office — Phone: (205) 553-1733 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Blount County, Alabama — Plumbing

• USDA Rural Development: Cullman Area Office (504 home repair) — Phone: (256) 734-6471 ext. 4 — Where to file Section 504 home repair loan and grant applications for this area. — Who qualifies: Very-low-income homeowners who live in the home and can't get affordable credit elsewhere; grants only for age 62+ — Address: 501 4th St SW, Cullman 35055 — Website: https://www.rd.usda.gov/al
• USDA Rural Development Section 504 Home Repair - Cullman Area Office — Phone: (256) 734-6471 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Bullock County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuskegee Area Office — Phone: (334) 725-3321 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Butler County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Camden Area Office — Phone: (334) 682-4116 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Calhoun County, Alabama — Plumbing

• Calhoun Cleburne Habitat for Humanity — Phone: (256) 237-3700 — Critical Repair (roofs, accessibility, plumbing, electrical, HVAC, carpentry, storm doors/windows) repaid by affordable loan; Aging With Kindness, A Brush With Kindness, Veterans Build and homeownership. Office Mon/Tue/Thu 8:30-4, Wed 8:30-12. — Who qualifies: Owner-occupants 1+ year in Calhoun/Cleburne, income under 80% AMI, home <=1,500 sq ft (no mobile/manufactured), no mortgage, DTI <=20%, insurance and taxes current — Address: 310 Industrial Drive Ext., Oxford 36203 — Website: https://www.habitatanniston.org
• Anniston Changers Minor Home Repair Grant — Phone: See website — Up to $2,500 for minor health/safety repairs (holes, weak flooring); homeowner picks contractor, foundation reimburses. — Who qualifies: Owner-occupants inside Anniston city limits who are 60+, disabled, or low income — Website: https://www.cfnea.org/receive/grants
• USDA Rural Development Section 504 Home Repair - Anniston Area Office — Phone: (256) 835-7821 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Chambers County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuskegee Area Office — Phone: (334) 725-3321 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repairs that make homes warm, safe and dry; no emergency repairs. — Who qualifies: Homeowners in Macon and Lee counties, Waverly (Chambers), Camp Hill (Tallapoosa) and Hurtsboro (Russell); seniors, widows, people with disabilities and veterans get priority — Website: https://www.arm-al.org — Email: info@arm-al.org
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repair (leaking roofs, floors, unsafe/cold/wet homes), home maintenance and disaster prep; Tuskegee site year-round, Livingston area summers only. — Who qualifies: Rural families in need, mostly elderly, disabled or on fixed incomes; selected by urgency — Address: 305 E Thach Ave, Suite N, Auburn 36830 — Website: https://www.arm-al.org — Email: info@arm-al.org

Cherokee County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Anniston Area Office — Phone: (256) 835-7821 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Chilton County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Camden Area Office — Phone: (334) 682-4116 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Habitat for Humanity of Autauga and Chilton Counties — Phone: (334) 365-4132 — Home Repair Program (roofs, flooring, electrical) for low-income homeowners, plus new affordable homes with 0% mortgages. — Who qualifies: Low-income homeowners/families in Chilton and Autauga counties who meet Habitat criteria — Website: https://www.habitatautaugachilton.org

Choctaw County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Camden Area Office — Phone: (334) 682-4116 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Rebuilding Together of South Alabama — Phone: 866-756-8178 — Free volunteer home repairs, accessibility modifications, disaster preparedness/recovery; Mon-Fri 8am-4pm. — Who qualifies: Low-income homeowners (no rentals or heir property) living in the home 3+ years; mainly veterans, seniors, people with disabilities, single parents — Address: P.O. Box 1752, Mobile 36633 — Website: https://rebuildingtogethersa.org — Email: twalker@rebuildingtogethersa.org

Clarke County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Bay Minette Area Office — Phone: (251) 937-3297 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Rebuilding Together of South Alabama — Phone: 866-756-8178 — Free volunteer home repairs, accessibility modifications, disaster preparedness/recovery; Mon-Fri 8am-4pm. — Who qualifies: Low-income homeowners (no rentals or heir property) living in the home 3+ years; mainly veterans, seniors, people with disabilities, single parents — Address: P.O. Box 1752, Mobile 36633 — Website: https://rebuildingtogethersa.org — Email: twalker@rebuildingtogethersa.org

Clay County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Anniston Area Office — Phone: (256) 835-7821 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Cleburne County, Alabama — Plumbing

• Calhoun Cleburne Habitat for Humanity — Phone: (256) 237-3700 — Critical Repair (roofs, accessibility, plumbing, electrical, HVAC, carpentry, storm doors/windows) repaid by affordable loan; Aging With Kindness, A Brush With Kindness, Veterans Build and homeownership. Office Mon/Tue/Thu 8:30-4, Wed 8:30-12. — Who qualifies: Owner-occupants 1+ year in Calhoun/Cleburne, income under 80% AMI, home <=1,500 sq ft (no mobile/manufactured), no mortgage, DTI <=20%, insurance and taxes current — Address: 310 Industrial Drive Ext., Oxford 36203 — Website: https://www.habitatanniston.org
• USDA Rural Development Section 504 Home Repair - Anniston Area Office — Phone: (256) 835-7821 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Coffee County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Ozark Area Office — Phone: (334) 774-4926 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Colbert County, Alabama — Plumbing

• Shoals Habitat for Humanity — Phone: (256) 760-9515 — Builds/renovates homes for low-income buyers; operates a ReStore. Ask about repair availability. — Who qualifies: Low-income homeowners/buyers — Address: PO Box 3135, Florence 35630
• USDA Rural Development Section 504 Home Repair - Huntsville Area Office — Phone: (256) 532-1677 ext. 5 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Conecuh County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Bay Minette Area Office — Phone: (251) 937-3297 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Coosa County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuskegee Area Office — Phone: (334) 725-3321 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Covington County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Ozark Area Office — Phone: (334) 774-4926 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Crenshaw County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Ozark Area Office — Phone: (334) 774-4926 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Cullman County, Alabama — Plumbing

• USDA Rural Development: Cullman Area Office (504 home repair) — Phone: (256) 734-6471 ext. 4 — Where to file Section 504 home repair loan and grant applications for this area. — Who qualifies: Very-low-income homeowners who live in the home and can't get affordable credit elsewhere; grants only for age 62+ — Address: 501 4th St SW, Cullman 35055 — Website: https://www.rd.usda.gov/al
• USDA Rural Development Section 504 Home Repair - Cullman Area Office — Phone: (256) 734-6471 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Dale County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Ozark Area Office — Phone: (334) 774-4926 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Dallas County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Camden Area Office — Phone: (334) 682-4116 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

DeKalb County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Anniston Area Office — Phone: (256) 835-7821 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Elmore County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuskegee Area Office — Phone: (334) 725-3321 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Escambia County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Bay Minette Area Office — Phone: (251) 937-3297 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Etowah County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Anniston Area Office — Phone: (256) 835-7821 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Fayette County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuscaloosa Area Office — Phone: (205) 553-1733 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Franklin County, Alabama — Plumbing

• USDA Rural Development: Cullman Area Office (504 home repair) — Phone: (256) 734-6471 ext. 4 — Where to file Section 504 home repair loan and grant applications for this area. — Who qualifies: Very-low-income homeowners who live in the home and can't get affordable credit elsewhere; grants only for age 62+ — Address: 501 4th St SW, Cullman 35055 — Website: https://www.rd.usda.gov/al
• USDA Rural Development Section 504 Home Repair - Cullman Area Office — Phone: (256) 734-6471 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Geneva County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Ozark Area Office — Phone: (334) 774-4926 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Greene County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuscaloosa Area Office — Phone: (205) 553-1733 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Hale County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuscaloosa Area Office — Phone: (205) 553-1733 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• HERO Housing Resource Center — Phone: (334) 624-0842 — Food pantry and housing help (Habitat home repair/building); Mon-Fri 8am-4:30pm. — Who qualifies: Hale County residents — Address: 1120 Main St, Greensboro 36744 — Website: https://www.foodpantries.org/li/hero_housing_resource_center_36744

Henry County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Ozark Area Office — Phone: (334) 774-4926 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Houston County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Ozark Area Office — Phone: (334) 774-4926 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Wiregrass Habitat for Humanity — Phone: (334) 792-8453 — Critical Home Repair and Weatherization program plus Habitat homeownership; ReStore sells low-cost furniture and building materials (Tue-Fri 9-5, Sat 9-3). — Who qualifies: Low-income homeowners in the Wiregrass who qualify — Address: 2086 Montgomery Hwy., Dothan 36303 — Website: https://wiregrasshabitat.org/ — Email: restoremanager@wiregrasshabitat.org
• Wiregrass Habitat / City of Dothan Critical Home Repair and Weatherization — Phone: (334) 792-8453 — Up to $5,000 per home (paid to contractor) for roofs, electrical, plumbing, heating/cooling and other critical repairs. — Who qualifies: Owner-occupants inside Dothan city limits owning no other property, income <=80% AMI; serves elderly, disabled and low-income; no mobile homes — Address: 2086 Montgomery Hwy, Dothan 36303 — Website: https://wiregrasshabitat.org/critical-home-repair-and-weatherization-program/ — Email: restoremanager@wiregrasshabitat.org

Jackson County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Huntsville Area Office — Phone: (256) 532-1677 ext. 5 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Habitat for Humanity of the River Valley — Phone: (256) 533-2282 — Home Repair program (gutters, water heaters, porches, doors, handrails/grab bars, insulation, windows, HVAC) plus Veteran Home Repair and homeownership; office Mon-Fri 8:30am-4:30pm. — Who qualifies: Owner-occupants of primary residence in Madison, Limestone or Jackson Co. with taxes/insurance current; sliding-scale cost share; veterans for veteran program — Address: 400 Pratt Ave NW, Huntsville 35801 — Website: https://habitatrivervalley.org/

Jefferson County, Alabama — Plumbing

• USDA Rural Development: Cullman Area Office (504 home repair) — Phone: (256) 734-6471 ext. 4 — Where to file Section 504 home repair loan and grant applications for this area. — Who qualifies: Very-low-income homeowners who live in the home and can't get affordable credit elsewhere; grants only for age 62+ — Address: 501 4th St SW, Cullman 35055 — Website: https://www.rd.usda.gov/al
• USDA Rural Development Section 504 Home Repair - Cullman Area Office — Phone: (256) 734-6471 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Greater Birmingham Habitat for Humanity — Phone: (205) 780-1234 — Runs home repair and roof programs in Birmingham; call for current openings. — Who qualifies: Low-to-moderate-income homeowners
• City of Birmingham Critical Repair Program — Phone: (205) 581-3117 — Up to $30,000 for urgent home repairs (roof, plumbing, electrical, HVAC, insulation, exterior and structural), during set application windows. — Who qualifies: City of Birmingham homeowners selected through the application — Website: https://cobcd.com/critical-repair-program/
• Renew Birmingham — Phone: (205) 201-4275 — Utility and rent help, home and vehicle repair, lawn care. — Who qualifies: Residents of Ensley, Ensley Highlands, Tuxedo and Wylam only — Address: 1801 Avenue H, Birmingham 35218 — Website: https://www.renewbham.org — Email: info@renewbham.org
• Strengthen Alabama Homes (FORTIFIED roof) — Phone: (205) 780-1234 — Free FORTIFIED roof replacement or upgrade through Habitat for Humanity of Greater Birmingham. — Who qualifies: Owner-occupied single-family home; applicant on the deed; household income under $85,687; homeowners insurance must include wind/hail — Website: https://www.habitatbirmingham.org
• Neighborhood Housing Services (NHS Birmingham) — Phone: (205) 328-4292 — Home preservation and repair help so homeowners can fix and keep their homes. — Who qualifies: Birmingham-area homeowners; call to check current repair funding and roof eligibility
• Next Step STORM — Phone: (205) 730-6550 — Faith-based volunteer construction and home-repair projects, including roofing and inner-city housing improvement. — Who qualifies: Depends on current projects and volunteers
• REPAIR Angels — Phone: (205) 577-9182 — Critical home repairs for seniors, done by contractors and trade professionals. — Who qualifies: Older adult homeowners especially
• Habitat for Humanity Greater Birmingham — Phone: (205) 780-1234 — Home Repair and Preservation (critical repairs, roof replacements incl. City-funded roof grants up to $10,000 and FORTIFIED roofs in select neighborhoods) plus homeownership with 0% mortgages. — Who qualifies: Low-to-moderate income homeowners; selected on need, willingness to partner and ability to pay — Address: 4408 Lloyd Noland Pkwy, Fairfield 35064 — Website: https://www.habitatbirmingham.org
• Jefferson County Community Services Housing Rehabilitation — Phone: 205-325-5761 — CDBG housing rehab (electrical, plumbing, roofing, flooring, HVAC, doors, ramps, septic), emergency repair grants and Housing Accessibility grants (ramps, wider doors, grab bars). — Who qualifies: Income-eligible (<=80% median) owner-occupants 1+ year in Jefferson County outside Birmingham, Bessemer, Sumiton and Helena; no rentals — Website: https://paca.jccal.org/281/Repairs-to-My-Home

Lamar County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuscaloosa Area Office — Phone: (205) 553-1733 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Lauderdale County, Alabama — Plumbing

• Shoals Habitat for Humanity — Phone: (256) 760-9515 — Builds/renovates homes for low-income buyers; operates a ReStore. Ask about repair availability. — Who qualifies: Low-income homeowners/buyers — Address: PO Box 3135, Florence 35630
• USDA Rural Development Section 504 Home Repair - Huntsville Area Office — Phone: (256) 532-1677 ext. 5 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• City of Florence Community Development — Phone: (256) 740-8806 — Administers Florence CDBG funds for low-to-moderate income residents; Mon-Fri 8am-5pm. — Who qualifies: Low-to-moderate income Florence residents — Address: 110 West College St., Florence 35630 — Website: https://florenceal.org/planning-and-community-development/

Lawrence County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Huntsville Area Office — Phone: (256) 532-1677 ext. 5 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Lee County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuskegee Area Office — Phone: (334) 725-3321 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repairs that make homes warm, safe and dry; no emergency repairs. — Who qualifies: Homeowners in Macon and Lee counties, Waverly (Chambers), Camp Hill (Tallapoosa) and Hurtsboro (Russell); seniors, widows, people with disabilities and veterans get priority — Website: https://www.arm-al.org — Email: info@arm-al.org
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repair (leaking roofs, floors, unsafe/cold/wet homes), home maintenance and disaster prep; Tuskegee site year-round, Livingston area summers only. — Who qualifies: Rural families in need, mostly elderly, disabled or on fixed incomes; selected by urgency — Address: 305 E Thach Ave, Suite N, Auburn 36830 — Website: https://www.arm-al.org — Email: info@arm-al.org
• Presbyterian Community Ministry — Phone: (334) 887-3777 — Zero-interest emergency loans up to $300 for water, gas or power bills, and zero-interest home-repair loans; Mon and Tue 10am-2pm, Thu 12-4pm. — Who qualifies: Lee County residents in a financial crisis — Address: 143 E Thach Ave, Auburn 36830 — Website: https://www.pcm-al.org — Email: info@pcm-al.org
• City of Opelika Emergency Home Repair Loan Program — Phone: 334-705-5155 — 5-year forgivable 0% loan for repairs threatening health/safety: electrical, plumbing, roofing, structural, accessibility, flooring, heating, sewer lines. — Who qualifies: Owner-occupants inside Opelika city limits, income <=80% HUD median, no mobile/modular homes, once per 5 years — Address: 700 Fox Trail, Opelika 36801 — Website: https://www.opelika-al.gov/155/emergency-home-repair-loan-program — Email: lharrelson@opelika-al.gov
• City of Auburn Community Services - Housing Programs — Phone: 334-501-7280 — CDBG Emergency Repair Grants and Housing Rehabilitation Loans for structural repairs and essential housing systems. — Who qualifies: Low-to-moderate income homeowners in Auburn city limits — Address: 400 Boykin St, Auburn — Website: https://www.auburnal.gov/community-development/housing-programs/ — Email: communityservices@auburnalabama.org

Limestone County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Huntsville Area Office — Phone: (256) 532-1677 ext. 5 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Habitat for Humanity of the River Valley — Phone: (256) 533-2282 — Home Repair program (gutters, water heaters, porches, doors, handrails/grab bars, insulation, windows, HVAC) plus Veteran Home Repair and homeownership; office Mon-Fri 8:30am-4:30pm. — Who qualifies: Owner-occupants of primary residence in Madison, Limestone or Jackson Co. with taxes/insurance current; sliding-scale cost share; veterans for veteran program — Address: 400 Pratt Ave NW, Huntsville 35801 — Website: https://habitatrivervalley.org/

Lowndes County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Camden Area Office — Phone: (334) 682-4116 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Macon County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuskegee Area Office — Phone: (334) 725-3321 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repairs that make homes warm, safe and dry; no emergency repairs. — Who qualifies: Homeowners in Macon and Lee counties, Waverly (Chambers), Camp Hill (Tallapoosa) and Hurtsboro (Russell); seniors, widows, people with disabilities and veterans get priority — Website: https://www.arm-al.org — Email: info@arm-al.org
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repair (leaking roofs, floors, unsafe/cold/wet homes), home maintenance and disaster prep; Tuskegee site year-round, Livingston area summers only. — Who qualifies: Rural families in need, mostly elderly, disabled or on fixed incomes; selected by urgency — Address: 305 E Thach Ave, Suite N, Auburn 36830 — Website: https://www.arm-al.org — Email: info@arm-al.org

Madison County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Huntsville Area Office — Phone: (256) 532-1677 ext. 5 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Habitat for Humanity of the River Valley — Phone: (256) 533-2282 — Home Repair program (gutters, water heaters, porches, doors, handrails/grab bars, insulation, windows, HVAC) plus Veteran Home Repair and homeownership; office Mon-Fri 8:30am-4:30pm. — Who qualifies: Owner-occupants of primary residence in Madison, Limestone or Jackson Co. with taxes/insurance current; sliding-scale cost share; veterans for veteran program — Address: 400 Pratt Ave NW, Huntsville 35801 — Website: https://habitatrivervalley.org/
• CASA of Madison County — Phone: (256) 533-7775 — Home repairs, wheelchair ramps and transportation for seniors and homebound. — Who qualifies: Seniors and homebound residents

Marengo County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Camden Area Office — Phone: (334) 682-4116 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Demopolis Area Habitat for Humanity — Phone: (334) 289-1177 — Habitat affiliate (home building/repair). — Who qualifies: Low-income homeowners (call for criteria) — Website: https://www.uwa.edu/app/uploads/2023/07/marengo.pdf

Marion County, Alabama — Plumbing

• USDA Rural Development: Cullman Area Office (504 home repair) — Phone: (256) 734-6471 ext. 4 — Where to file Section 504 home repair loan and grant applications for this area. — Who qualifies: Very-low-income homeowners who live in the home and can't get affordable credit elsewhere; grants only for age 62+ — Address: 501 4th St SW, Cullman 35055 — Website: https://www.rd.usda.gov/al
• USDA Rural Development Section 504 Home Repair - Cullman Area Office — Phone: (256) 734-6471 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Marshall County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Huntsville Area Office — Phone: (256) 532-1677 ext. 5 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Mobile County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Bay Minette Area Office — Phone: (251) 937-3297 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Rebuilding Together of South Alabama — Phone: 866-756-8178 — Free volunteer home repairs, accessibility modifications, disaster preparedness/recovery; Mon-Fri 8am-4pm. — Who qualifies: Low-income homeowners (no rentals or heir property) living in the home 3+ years; mainly veterans, seniors, people with disabilities, single parents — Address: P.O. Box 1752, Mobile 36633 — Website: https://rebuildingtogethersa.org — Email: twalker@rebuildingtogethersa.org
• City of Mobile Neighborhood Development Department — Phone: (251) 208-6290 — City housing programs listed for rental assistance and home repair. — Who qualifies: City of Mobile residents; income limits apply — Address: 205 Government St., South Tower, 5th Floor, Mobile, AL 36602 — Website: https://cityofmobile.org
• Habitat for Humanity of Southwest Alabama — Phone: (251) 476-7171 — Affordable homeownership and home-repair programs. — Who qualifies: Low-income homeowners and families — Address: 3712 Airport Blvd., Mobile, AL 36608

Monroe County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Bay Minette Area Office — Phone: (251) 937-3297 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Montgomery County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuskegee Area Office — Phone: (334) 725-3321 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Montgomery Thrive Critical Home Repair Program — Phone: (334) 262-4300 — Critical repairs (roof, HVAC, plumbing, electrical, septic) for owner-occupied homes, run through CARPDC. — Who qualifies: Low- and moderate-income Montgomery County homeowners living in the home — Website: https://www.mc-ala.org/services/montgomery-thrive-critical-home-repair-program
• City of Montgomery Housing Development Division (CDBG/HOME) — Phone: See website — Administers City CDBG and HOME funds for low-to-moderate income residents, including housing rehabilitation; applications through Neighborly online portal. — Who qualifies: Low-to-moderate income City of Montgomery residents — Address: 25 Washington Avenue, 4th Floor, Montgomery 36104 — Website: https://montgomeryal.gov/government/city-government/city-departments/community-development/community-development-division — Email: smartin-bowen@montgomeryal.gov

Morgan County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Huntsville Area Office — Phone: (256) 532-1677 ext. 5 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• City of Decatur Community Development (Housing Rehabilitation) — Phone: (256) 341-4960 — CDBG-funded housing rehabilitation for low-to-moderate income Decatur residents; Mon-Fri 8am-5pm. — Who qualifies: Low-to-moderate income homeowners in Decatur — Address: 402 Lee Street NE, Fifth Floor, Decatur 35601 — Website: https://www.decatur-al.gov/government/departments/community_development/index.php — Email: agstover@decatur-al.gov

Perry County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Camden Area Office — Phone: (334) 682-4116 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Pickens County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuscaloosa Area Office — Phone: (205) 553-1733 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Pike County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Ozark Area Office — Phone: (334) 774-4926 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Randolph County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Anniston Area Office — Phone: (256) 835-7821 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Russell County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuskegee Area Office — Phone: (334) 725-3321 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repairs that make homes warm, safe and dry; no emergency repairs. — Who qualifies: Homeowners in Macon and Lee counties, Waverly (Chambers), Camp Hill (Tallapoosa) and Hurtsboro (Russell); seniors, widows, people with disabilities and veterans get priority — Website: https://www.arm-al.org — Email: info@arm-al.org
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repair (leaking roofs, floors, unsafe/cold/wet homes), home maintenance and disaster prep; Tuskegee site year-round, Livingston area summers only. — Who qualifies: Rural families in need, mostly elderly, disabled or on fixed incomes; selected by urgency — Address: 305 E Thach Ave, Suite N, Auburn 36830 — Website: https://www.arm-al.org — Email: info@arm-al.org

Shelby County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuscaloosa Area Office — Phone: (205) 553-1733 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Habitat for Humanity Greater Birmingham — Phone: (205) 780-1234 — Home Repair and Preservation (critical repairs, roof replacements incl. City-funded roof grants up to $10,000 and FORTIFIED roofs in select neighborhoods) plus homeownership with 0% mortgages. — Who qualifies: Low-to-moderate income homeowners; selected on need, willingness to partner and ability to pay — Address: 4408 Lloyd Noland Pkwy, Fairfield 35064 — Website: https://www.habitatbirmingham.org

St. Clair County, Alabama — Plumbing

• USDA Rural Development: Cullman Area Office (504 home repair) — Phone: (256) 734-6471 ext. 4 — Where to file Section 504 home repair loan and grant applications for this area. — Who qualifies: Very-low-income homeowners who live in the home and can't get affordable credit elsewhere; grants only for age 62+ — Address: 501 4th St SW, Cullman 35055 — Website: https://www.rd.usda.gov/al
• USDA Rural Development Section 504 Home Repair - Cullman Area Office — Phone: (256) 734-6471 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Habitat for Humanity Greater Birmingham — Phone: (205) 780-1234 — Home Repair and Preservation (critical repairs, roof replacements incl. City-funded roof grants up to $10,000 and FORTIFIED roofs in select neighborhoods) plus homeownership with 0% mortgages. — Who qualifies: Low-to-moderate income homeowners; selected on need, willingness to partner and ability to pay — Address: 4408 Lloyd Noland Pkwy, Fairfield 35064 — Website: https://www.habitatbirmingham.org

Sumter County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuscaloosa Area Office — Phone: (205) 553-1733 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repair (leaking roofs, floors, unsafe/cold/wet homes), home maintenance and disaster prep; Tuskegee site year-round, Livingston area summers only. — Who qualifies: Rural families in need, mostly elderly, disabled or on fixed incomes; selected by urgency — Address: 305 E Thach Ave, Suite N, Auburn 36830 — Website: https://www.arm-al.org — Email: info@arm-al.org

Talladega County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Anniston Area Office — Phone: (256) 835-7821 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Tallapoosa County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuskegee Area Office — Phone: (334) 725-3321 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repairs that make homes warm, safe and dry; no emergency repairs. — Who qualifies: Homeowners in Macon and Lee counties, Waverly (Chambers), Camp Hill (Tallapoosa) and Hurtsboro (Russell); seniors, widows, people with disabilities and veterans get priority — Website: https://www.arm-al.org — Email: info@arm-al.org
• Alabama Rural Ministry — Phone: (334) 501-4276 — Volunteer home repair (leaking roofs, floors, unsafe/cold/wet homes), home maintenance and disaster prep; Tuskegee site year-round, Livingston area summers only. — Who qualifies: Rural families in need, mostly elderly, disabled or on fixed incomes; selected by urgency — Address: 305 E Thach Ave, Suite N, Auburn 36830 — Website: https://www.arm-al.org — Email: info@arm-al.org

Tuscaloosa County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Tuscaloosa Area Office — Phone: (205) 553-1733 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Habitat for Humanity Tuscaloosa - Roof Replacement — Phone: (205) 349-4629 — Roof replacement program for homeowners; ReStore sells low-cost furniture and building supplies. — Who qualifies: Low-income homeowners (call for criteria) — Address: 2222 9th St, Suite 201, Tuscaloosa 35401 — Website: https://www.habitattuscaloosa.org/roof-repair
• City of Tuscaloosa Let's Paint Let's Renovate Program — Phone: 205-248-5080 — CDBG repairs of major systems (mechanical, electrical, plumbing, structural, accessibility) for low-to-moderate income homeowners. — Who qualifies: Owner-occupants inside Tuscaloosa city limits, income under 80% AMI, current on mortgage/taxes, active insurance, HUD housing counseling (call 205-248-5080 to enroll) — Address: 2230 7th Street, Tuscaloosa 35401 — Website: https://www.tuscaloosa.com/posts/2026/07/13/office-of-community-and-neighborhood-services-to-accept-applications-for-lets-paint-lets-renovate-program — Email: cnservices@tuscaloosa.com

Walker County, Alabama — Plumbing

• USDA Rural Development: Cullman Area Office (504 home repair) — Phone: (256) 734-6471 ext. 4 — Where to file Section 504 home repair loan and grant applications for this area. — Who qualifies: Very-low-income homeowners who live in the home and can't get affordable credit elsewhere; grants only for age 62+ — Address: 501 4th St SW, Cullman 35055 — Website: https://www.rd.usda.gov/al
• USDA Rural Development Section 504 Home Repair - Cullman Area Office — Phone: (256) 734-6471 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Habitat for Humanity Greater Birmingham — Phone: (205) 780-1234 — Home Repair and Preservation (critical repairs, roof replacements incl. City-funded roof grants up to $10,000 and FORTIFIED roofs in select neighborhoods) plus homeownership with 0% mortgages. — Who qualifies: Low-to-moderate income homeowners; selected on need, willingness to partner and ability to pay — Address: 4408 Lloyd Noland Pkwy, Fairfield 35064 — Website: https://www.habitatbirmingham.org

Washington County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Bay Minette Area Office — Phone: (251) 937-3297 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al
• Rebuilding Together of South Alabama — Phone: 866-756-8178 — Free volunteer home repairs, accessibility modifications, disaster preparedness/recovery; Mon-Fri 8am-4pm. — Who qualifies: Low-income homeowners (no rentals or heir property) living in the home 3+ years; mainly veterans, seniors, people with disabilities, single parents — Address: P.O. Box 1752, Mobile 36633 — Website: https://rebuildingtogethersa.org — Email: twalker@rebuildingtogethersa.org

Wilcox County, Alabama — Plumbing

• USDA Rural Development Section 504 Home Repair - Camden Area Office — Phone: (334) 682-4116 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al

Winston County, Alabama — Plumbing

• USDA Rural Development: Cullman Area Office (504 home repair) — Phone: (256) 734-6471 ext. 4 — Where to file Section 504 home repair loan and grant applications for this area. — Who qualifies: Very-low-income homeowners who live in the home and can't get affordable credit elsewhere; grants only for age 62+ — Address: 501 4th St SW, Cullman 35055 — Website: https://www.rd.usda.gov/al
• USDA Rural Development Section 504 Home Repair - Cullman Area Office — Phone: (256) 734-6471 ext. 4 — 1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility). — Who qualifies: Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+ — Website: https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants/al