Roof and Home Repair Help in Montgomery County, AL

Montgomery Thrive Critical Home Repair Program

Critical repairs (roof, HVAC, plumbing, electrical, septic) for owner-occupied homes, run through CARPDC.

Who

Low- and moderate-income Montgomery County homeowners living in the home

Good to know

The county page said it was NOT accepting applications when checked; call to ask about a new round.

Central Alabama Disaster Relief

Volunteer home repair and services for persons with disabilities (Alabama VOAD member).

Who

Residents needing repairs, especially after disasters

City of Montgomery Housing Development Division (CDBG/HOME)

Administers City CDBG and HOME funds for low-to-moderate income residents, including housing rehabilitation; applications through Neighborly online portal.

Who

Low-to-moderate income City of Montgomery residents

Where

25 Washington Avenue, 4th Floor, Montgomery 36104

Email

smartin-bowen@montgomeryal.gov

Good to know

Current homeowner repair program details and phone not published; older notices describe a deferred-loan Emergency Homeowner Repair Program (roofs, plumbing, sewer laterals, accessibility). Call/email to confirm.

USDA Rural Development Section 504 Home Repair - Tuskegee Area Office

USDA 504 repair loans/grants

1% loans up to $40,000 and grants up to $10,000 (combined $50,000) to repair, modernize or remove health/safety hazards (roofs, plumbing, accessibility).

Who

Very-low/low-income owner-occupants in eligible rural areas unable to get credit elsewhere; grants only for age 62+

Good to know

Grants repayable if home sold within 3 years. Check address eligibility on USDA eligibility site.

United Way 2-1-1

Free, 24/7 referral line. Finds the smaller church and community funds near their address that open up week to week. Also 1-888-421-1266, or text a ZIP code to 898-211.

Who

Anyone

Alabama Habitat for Humanity

Alabama Habitat for Humanity

Connects people to local Habitat affiliates for home repair and affordable homeownership.

Who

Low-income households in a local affiliate's area

Email

support@alabamahabitat.org

Next Step Storm Inc

Volunteer storm/disaster home repair (Alabama VOAD member).

Who

Disaster-affected homeowners

Good to know

Disaster-focused; listed statewide with Jefferson emphasis.

Rebuilding Together Central Alabama

Rebuilding Together

Free home repairs to make homes safe and healthy, including accessibility.

Who

Low-income homeowners in its service area

USDA Section 504 home repair loans and grants

USDA Rural Development Alabama

1% loans up to $40,000 and grants up to $10,000 to fix homes and remove health and safety hazards.

Who

Very-low-income rural homeowners; grants only for age 62+